Concepts Response DYBES Contract

THIS RETAINER AGREEMENT via this DYBES (Don’t You Be Short-changed) Contract system for service is initiated this ___ day of _________ 2025 by and between Concepts Response (hereafter “CR”) and the Insured/ Policyholder/ Claimant (“Client”, so cited below) BUT is only confirmed with CR seal/wet-signature and future date below … are hereafter, the Retainer Agreement “Parties”; Per said confirmation, this notarized Insured Client retains CR (a legal analysis and re-adjusting business system entity with USA national service coverage though based in Maryland [and Hawaii]) for representation in the re-adjustment and negotiation of Insured Client’s “recent*” insurance claim for the loss and/or damages caused by (the peril; effects):

… (previously) on or about ____/___/______ and addressed at:

Client’s
First Name: ________________________ Insurance Co: _________________________________

Last Name: _________________________ Policy Number: ________________________________

Phone#: ____________________________ Insurance Co Phone#: ___________________________

e-Mail: _____________________________ Mortgage Co: _________________________________

“Bank”: ____________________________ Mortgage Phone#: _____________________________

Signature:

CR Service for Client: The positive detailed modification via truer award recommendation is toward educating and ensuring honest trust of (Insurance) Claim Report's precision and accuracy, which is the basis of evidence for warranted improved claim award amount above a client’s recently accepted Award Offer (* “recent/ly”: per policy time-frame). Such claim for award funds improvement is based on: technical and/or administrative recommendations of CR, and the legal and engineering expertise associated with the Concepts Response business system service. Use of this contract is limited to “elements of” the United States of America and its territories. Information presented at ConceptsResponse.com/LAL.html is herein included by reference.

Is There a Client Service Cost? … The sought structure of the above business system process is for the client (if CR accepted) to basically incur no out-of-pocket cost but that the client's “expected” claim award improvement amount is subject to financial transactional costs among parties, (IOLTA+) escrow CR service fee, prior client-email approval for any unique or special circumstantial "outside expert/professional" service cost, and conventional contingency attorney-level service fee (defaulted at 30%, but circumstantially ranging 25% to 60% for trial action). CR: (844) Free-Lee/3733-533

Conflict Disclosure: By awareness or for anyone accessing or using this CR DYBES Contract Retainer form and system technology … All Rights are Reserved; in particular for funds recipient Atlantic Union Bank, CR Staff and its affiliated Professional Services, and the Lord Attorney (DYBES contract facilitator, Youn Myles BSES, MSSE, JD; Federal Bar Association #1783548) … --Any conflicts associated with use of this (USA Nationwide Serving) hard-copy contract, or online DYBES Smart Contract, or related (transactional) matters are to be EXCLUSIVELY resolved either by Mediation first or Arbitration in Maryland, and according to the laws of Maryland. _ _ _ _

Notary Block Area (Dated):

Notary’s Phone# _______________________

CR Seal or Original Wet-Signature ^{(Blue Ink Only) (DYBES Contract Confirmation)}

Date: ___________, 2025